Things to look for when opening a checking account.

It seems like every national bank or brokerage has a great checking account offer. With national banks merging at every corner it doesn’t seem likely that this will bode well for the average consumer. Obviously, it’s never a good thing when consumers don’t have a array of choices particularly with financial products like checking accounts.

The recent market turmoil has caused consolidation across banks and brokerages. We hope that this somehow will benefit consumers in terms of new checking accounts with extra perks you’re not accustomed to and hopefully not a conundrum of fees and hassles.
So if you’re in the market for a new checking account or simply another account to diversify your funds, what should you look for? How do you differentiate from checking accounts your local bank has to offer or the one from a nationwide bank?
First and foremost is easy accessibility to cash. This means being able to access your cash wherever you want without having to worry about nearly five dollars in ATM fees. 
For those that still write checks, and frankly most of us do, you’ll want to make sure that there’s no limits to check writing. Most banks also give away the first batch of checks to begin with.