Bank of America’s checking accounts are some of the most full featured accounts out there. With thousands of local branches and ATMs, online bill pay and a horde of other banking services, a Bank of America checking account can be the staple that holds your personal finances together.
Though it’s far from a savings account that offers interest, a Bank of America checking account can be better than a low interest credit card. It can serve as the account that you use to pay all of your bills and manage your money.
Their current Free Checking account comes with no monthly maintenance fee (if opened online), easy automatic savings plans with Keep the Change and no minimum balance requirement.
As with every bank that offers a checking account, fees are just around every corner. Be sure never to over draw either through writing a bad check or using your ATM card when there are no funds in it.
Bank of America also offers checking accounts for students and interest checking. At times they even offer low rates on home equity lines of credit and mortgages.